Ion General Insurance Services
 Apartment Program
 Artisan Contractor Programs
 General Contractors Program
 General Liability for Tough Products
 High-Value Homeowners
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 and more...

Business Owner Policies

Business Owners Policies

Our BOP programs offer comprehensive property and liability coverage for your clients that own small businesses (up to $5 million in sales). For larger accounts, contact your Ion broker for details on middle-market program availability.

Coverage is available for a wide variety of classifications, including retail, wholesale, service and manufacturing.

These programs are currently limited to the State of California only.

Program Features:

  • 10% commission on new business
  • Admitted, A rated carriers
  • Direct bill
  • New ventures acceptable
  • Commercial Automobile coverage available
  • Workers Compensation available on some classifications

Example Accounts:

  • Beauty Shops & Barber Shops
  • Convenience Stores (no 24-hour operations)
  • Doctors & Dentists Offices
  • Dry Cleaners
  • Grocery Stores and Supermarkets
  • Laundromats (no 24-hour operations)
  • Liquor Stores (no 24-hour operations)
  • Print Shops
  • Restaurants - Fast Food and Full Service
  • Wholesalers and Distributors with and without Imported Products
  • and 1,000 more classes...

See below for forms and applications.

More Information:
Forms, Applications and Guidelines below require the free Adobe Acrobat Reader. If you do not have the Acrobat Reader installed on your computer, go to the Adobe Acrobat Reader website to download.
Forms and Applications
ACORD BOP Application
Listing of all Available Class Codes